AltirasPay
Industry guide · Rates & Fees

Reduce card processing costs for travel and hospitality businesses

A quoted rate tells you almost nothing. Your statement tells you what you actually paid, and which part of it anybody could have changed.

25+ YEARS
of payment processing
experience
Rates & Fees · Travel & Hospitality

See the costs behind the quoted rate.

Your effective processing cost is more than a quoted percentage.

  1. 01Upload a recent statement
  2. 02Separate pass-through and provider charges
  3. 03Compare the effective cost structure
What we review

Practical details. Real context.

  • Compare effective rates by card and channel.
  • Identify recurring fees and avoidable downgrades.
  • Review payment mix, average ticket and volume.
  • Quantify opportunities only after reviewing actual data.

We review statements, transaction mix, card categories, chargebacks, ancillary fees and possible pricing downgrades. The right benchmark depends on the underlying acquiring program.

Travel & Hospitality workflow

Know the transaction before the rate.

  1. 01Take the booking deposit
  2. 02Hold the card
  3. 03Settle the final folio
  4. 04Handle refunds and disputes
Documentation checklist

Build a complete submission.

  • Booking and cancellation policies
  • Average stay value and booking window
  • Seasonal volume history
  • Bank and processing statements

AltirasPay prepares and supports the file. The acquiring bank decides approval, pricing and terms.

Meet Pyper

Need help with the details?

Pyper can explain the steps, prepare questions for an expert and help you understand what comes next.
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FUTURE-DELIVERY PAYMENTS

Where the money actually moves

Cost follows structure. In travel, resorts & hospitality the shape of the flow decides most of what you pay, before anyone negotiates a rate.

BOOKING

Deposit · Pre-Authorization

STAY

Folio · Incidentals · Upgrades

CHECKOUT

Final Charge · Refund · Dispute

A statement settles it

We read the statement and separate what the card networks set — which nobody discounts — from what your processor charges, which is the part anyone can actually move. Then we tell you which it is, including when the answer is that your current deal is already keen.

Analyze my statement
Industry guides

Go deeper into travel, resorts & hospitality

25+ Yearsof Payment Processing Experience

Experience with complex merchants. Solutions tailored to how your business operates.