AltirasPay
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Next Gen AI-Driven Payment Solutions for High-Ticket B2B

Payment solutions for wholesalers, distributors, and high-ticket B2B sellers — invoicing, net terms, and large card and ACH payments.

Get a Payment Solution Ask Pyper

Solutions for High-Ticket B2B

An AI-driven payment platform built for high-ticket B2B and wholesale.

  • Wholesale Orders
  • Invoicing & Net Terms
  • Large-Ticket Payments
  • ACH / Card Options
  • AR Workflows
  • Reporting & Analytics

Built for B2B & Wholesale

Payments That Scale With Every Order.

Get a custom payment stack, underwriting guidance, and hands-on support for invoicing and receivables.

  • AI-Driven Payment Processing
  • Underwriting Guidance
  • Customized Software & Stacks
  • Hands-On, Expert Support

Meet Pyper

Your B2B Payments Guide.

Ask Pyper about invoicing, net terms, large payments, and the right setup for your wholesale business.

Ask Pyper
The product suite

Four products. One b2b payment stack.

Each piece can stand alone or work together — designed with you and placed with eligible partners.

How it works

From first call to first settlement.

  1. 1

    Tell us how you sell

    Share how your b2b customers pay today and what isn't working.

  2. 2

    Map the money flow

    We trace every handoff, from first deposit to final settlement.

  3. 3

    Prepare the file

    We organize the documents and narrative an acquiring partner will review.

  4. 4

    Partner review

    An independent bank or processor reviews. Approval and terms are theirs.

  5. 5

    Launch and reconcile

    Go live with the agreed setup, software and reporting, and keep refining.

How money moves

Built around your real transaction flow.

From first commitment to final settlement, each stage affects timing, evidence and risk.

  1. 01Quote / purchase order
  2. 02Deliver product
  3. 03Invoice commercial buyer
  4. 04Collect and match payment

Payment methods shown are illustrative and depend on partner approval and product eligibility.

What we help you solve

Solutions shaped for B2B

Build My Payment Solution
Prepare for underwriting

The documents that tell your story.

  • Customer invoices and terms
  • Sales volume and average ticket
  • Business registration and banking
  • Fulfillment / delivery records

A specific acquirer may ask for more or different documents. Submitting a file is not an approval.

Full requirements
Meet Pyper

Questions about B2B payments?

Ask Pyper about how these payment flows work and which documents an independent processing partner may need.
Ask Pyper

Important: AltirasPay is not the bank

We design, document and connect. Independent acquiring banks and processors make the underwriting decision and set pricing, reserves, funding and which payment methods are available for your business.

Why it matters

Turn Accounts Receivable Into a Payment Network.

Your customer should not have to call accounting every time they want to pay an invoice.

Build a customer payment environment around the relationship.

Every buyer may have different invoice sizes, payment terms and approved payment methods.

What goes wrong today

Where b2b wholesale, manufacturing & distribution payments break.

  • 01

    Accounts receivable relies on manual chasing.

  • 02

    Cards and bank payments post in separate places.

  • 03

    Commercial card data may be incomplete for optimal pricing.

What would you like to fix?
Customers call to pay every invoice
Give them a portal ↓
Commercial cards cost more than they should
Send the enhanced data ↓
Large customers should not be on cards
Offer ACH ↓
Nobody knows what is actually paid
Automate the statuses ↓
Follow the transaction

The full money movement.

The goal is to understand every handoff before choosing products and providers.

ORDER TO RECONCILIATION
  1. 01
    Customer Account
  2. 02
    PO
  3. 03
    Order
  4. 04
    Invoice
  5. 05
    Card / ACH
  6. 06
    Payment
  7. 07
    ERP
  8. 08
    Reconciliation
What AltirasPay can help do

Beyond a merchant account.

A possible payment strategy for this industry — designed with you, documented for the bank, and connected to eligible partners.

  • Payment flow & methods

    Design invoice-to-payment acceptance.

  • Merchant file & narrative

    Evaluate Level 2/3 data support where applicable.

  • Partners & technology

    Connect payment confirmations to ERP or accounting.

  • Risk & reconciliation

    Review card cost and commercial-buyer preferences.

Customer Payment Portal

Allow approved customers to handle their own account without a phone call.

  • See invoices
  • Pay invoices
  • Save payment methods
  • Review payment history
  • Download receipts

Commercial Card Optimization

Transmit enhanced eligible B2B transaction information where supported. Nearly every card touching a distribution account is a commercial card, and most merchants who qualify are not sending the fields.

ACH

Give larger customers an economical electronic payment option, which by value will usually be most of the volume.

Card-on-File

Create properly authorized repeat-payment workflows for established business customers. A stored-credential transaction disputed without written authorization is hard to defend.

ERP Connectivity

Connect payments to the records that already exist.

  • Customer
  • PO
  • Invoice
  • Order
  • Settlement

Receivables Automation

Every invoice should have a status anyone can read.

INVOICED→DUE→PAYMENT INITIATED→PAID→PARTIALLY PAID→PAST DUE→RECONCILED
Your payment architecture

How the pieces connect.

  1. CUSTOMER
  2. PURCHASE ORDER
  3. INVOICE
  4. PAYMENT PORTAL
  5. CARD / ACH
  6. ERP
Running alongside
LEVEL 2 / 3 DATA
CARD ON FILE
CONTRACT PRICING
PAYMENT HISTORY
STATUS TRACKING
SETTLEMENT

AltirasPay is not the acquiring bank, the processor, the gateway or the payout institution. Final underwriting, pricing, approval, supported transaction types and rail availability remain with the acquiring bank and payment provider.

Need custom software or integration work? We can scope a payment-connected solution alongside eligible acquiring options.

Build My Payment Stack
Your questions

Let's talk about what is possible.

Can we accept cards on large B2B invoices?

Often, subject to processing limits and economics. We can evaluate the full cost and alternatives.

Can payments connect to our ERP?

We can scope an integration when the ERP and processing partner support the needed interfaces.

Industry guides

Go deeper into b2b wholesale, manufacturing & distribution

Declined account Processing costs Underwriting requirements Chargebacks & disputes
Your next step

Build My Accounts Receivable Payment Flow.

Send a sample invoice and a month of card volume, and we will map the portal and the cost side together.

Build My AR Payment PortalStart the application with your industry already selected.Build My SolutionChoose the payment problem and see a starting stack.Check My StatementUpload a processor statement for a cost breakdown.Ask PyperPlain-English answers, then the right workflow or a person.

Serves: Wholesale, manufacturing, import/export, distributors, B2B services and enterprise suppliers. Eligibility depends on the specific business, products, jurisdiction and the acquiring program — nothing on this page is an approval.

Explore more industries

Explore what else we can build.

Every industry has a different payment story. Find the one closest to yours.

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Explore all industries

25+ Yearsof Payment Processing Experience

Experience with complex merchants. Solutions tailored to how your business operates.