Freight dispatcher with a headset at her workstation, trucks at the dock behind her

Next Gen AI-Driven Payment Solutions for Trucking & Logistics

Reliable, scalable, and AI-powered payment solutions for carriers, brokers, 3PLs, and logistics operators to keep freight and cash flow moving.

Get a Payment Solution Ask Pyper

Solutions for Trucking & Logistics

A powerful, AI-driven payment platform built for the needs of transportation and logistics.

Invoicing & Billing
ACH / Card Options
Custom Software
Fleet-Friendly Workflows
Risk Controls
Reporting & Analytics

Built for Transportation & Logistics

Payments That Keep Your Business Moving.

Get a custom payment stack, underwriting guidance, and hands-on support to improve cash flow and control risk.

AI-Driven Processing
Custom Payment Stacks
Reporting & Analytics
Tailored Workflows

Meet Pyper

Your Logistics Payments Guide.

Ask Pyper about invoicing, fleet workflows, risk tools, and the right payment solution for your transportation business.

Ask Pyper

The product suite

Four products. One logistics payment stack.

Each piece can stand alone or work together — designed with you and placed with eligible partners.

Payment Processing
Freight, fuel and fleet
Card, ACH and commercial-card acceptance for shippers, plus fuel and fleet payment options.
- ACH and card for freight invoices
- Commercial card data where supported
- Fuel and fleet card programs
- Recurring billing for contracts
Learn More about Payment Processing
Custom Software
Load to payment, connected
Invoice and payment links triggered from your TMS when the bill of lading closes.
- TMS and load board integrations
- Invoice-on-delivery workflows
- Driver and carrier payouts
- Accounting sync
Learn More about Custom Software
Reporting & Reconciliation
Every load reconciled
Payments matched to loads, lanes and customers so collections and settlement line up.
- Per-load reconciliation
- Aging and collections view
- Fee and surcharge reporting
- Statement analysis
Learn More about Reporting & Reconciliation
Underwriting Desk
Operating authority on file
Your authority, insurance and customer mix packaged so the bank understands freight terms.
- MC/DOT and insurance
- Customer and lane mix
- Net terms and factoring detail
- Dispute handling plan
Learn More about Underwriting Desk

How it works

From first call to first settlement.

1
Tell us how you sell
Share how your logistics customers pay today and what isn't working.
2
Map the money flow
We trace every handoff, from first deposit to final settlement.
3
Prepare the file
We organize the documents and narrative an acquiring partner will review.
4
Partner review
An independent bank or processor reviews. Approval and terms are theirs.
5
Launch and reconcile
Go live with the agreed setup, software and reporting, and keep refining.

How money moves

Built around your real transaction flow.

From first commitment to final settlement, each stage affects timing, evidence and risk.

01Dispatch & deliver
02Create invoice
03Collect card / ACH
04Reconcile receivables

Payment methods shown are illustrative and depend on partner approval and product eligibility.

What we help you solve

Build My Payment Solution

Prepare for underwriting

The documents that tell your story.

Carrier authority / operating records
Invoice and payment examples
Business bank and statements
Customer contracts

A specific acquirer may ask for more or different documents. Submitting a file is not an approval.

Full requirements

Meet Pyper

Questions about Logistics payments?

Ask Pyper about how these payment flows work and which documents an independent processing partner may need.

Ask Pyper

Important: AltirasPay is not the bank

We design, document and connect. Independent acquiring banks and processors make the underwriting decision and set pricing, reserves, funding and which payment methods are available for your business.

Why it matters

Move Freight. Invoice Faster. Get Paid Faster.

For trucking businesses, payments are part of cash flow.

Fuel gets purchased today. Drivers and contractors may need to be paid. Loads are delivered. Invoices may not be collected for weeks.

AltirasPay helps connect those pieces.

Collections are typically tied to loads, deliveries and multiple commercial buyers, not simple retail checkout.

What goes wrong today

Where trucking, fleet & logistics payments break.

01
Receivables sit outside the dispatch system.
02
Customers ask to pay by methods that accounting cannot easily track.
03
Multiple invoices and partial payments are hard to match.

What would you like to fix?

My customers pay on commercial cards and it costs a fortune

Check the Level 2 and Level 3 data ↓

Invoices sit unpaid for weeks

Turn them into payment links ↓

Factoring makes reconciliation a mess

Track advance, fee and balance ↓

Damage claims arrive with no paperwork

Attach the POD to the transaction ↓

Follow the transaction

The full money movement.

The goal is to understand every handoff before choosing products and providers.

LOAD TO CASH

01
Load Accepted
02
Fuel / Expenses
03
Pickup
04
Delivery
05
BOL / POD
06
Invoice
07
Card / ACH
08
Reconciliation

What AltirasPay can help do

Beyond a merchant account.

A possible payment strategy for this industry — designed with you, documented for the bank, and connected to eligible partners.

Payment flow & methods
Connect delivery documents to invoice collection.
Merchant file & narrative
Evaluate card, ACH and payment-link options for commercial buyers.
Partners & technology
Map factoring and payment reconciliation where applicable.
Risk & reconciliation
Improve visibility into outstanding invoices and disputes.

Commercial Card Optimization

Capture eligible Level 2 and Level 3 transaction information for commercial purchasing cards when supported. On freight invoices this is routinely worth more than anything a processor concedes on markup, and it needs a gateway that sends the fields rather than a negotiation.

Invoice-to-Payment

Turn invoices into payment links supporting appropriate card and ACH options, so the customer pays from the invoice rather than from a phone call to accounting.

Factoring Reconciliation

When receivables are factored, four numbers have to line up or the month does not close.

INVOICE AMOUNT→FACTOR ADVANCE→FACTOR FEE→CUSTOMER PAYMENT→REMAINING BALANCE

Fuel Payments

Support appropriate fleet and fuel-card environments where available, with their own interchange treatment worth checking separately.

Contractor & Driver Payouts

Integrate provider-supported payout rails for the money going the other way.

Contractors
Driver reimbursements
Bonuses
Commissions
Expense reimbursement

Proof-of-Delivery Evidence

Attach the bill of lading, proof of delivery, invoice and payment to the same transaction record, so a damage or delay claim months later has one place to look.

Your payment architecture

How the pieces connect.

SHIPPER
INVOICE
PAYMENT PORTAL
CARD / ACH
SETTLEMENT
ERP / ACCOUNTING

Running alongside

POD

BOL

FACTORING

FUEL

DRIVER PAYOUTS

LEVEL 2 / 3 DATA

AltirasPay is not the acquiring bank, the processor, the gateway or the payout institution. Final underwriting, pricing, approval, supported transaction types and rail availability remain with the acquiring bank and payment provider.

Need custom software or integration work? We can scope a payment-connected solution alongside eligible acquiring options.

Build My Payment Stack

Your questions

Let's talk about what is possible.

Can shippers pay freight invoices by card?

Yes in many cases, subject to eligible acceptance, cost and underwriting. The right answer depends on payment economics and customer preferences.

Does AltirasPay provide factoring?

Not itself. We can help map payment workflows involving existing factoring or other third-party partners, where supported.

Industry guides

Go deeper into trucking, fleet & logistics

Declined account Processing costs Underwriting requirements

Your next step

Show Us How a Load Turns Into Cash.

From the fuel purchase to the settled invoice, we will map where the money sits and how long it sits there.

Build My Fleet Payment StackStart the application with your industry already selected.Build My SolutionChoose the payment problem and see a starting stack.Check My StatementUpload a processor statement for a cost breakdown.Ask PyperPlain-English answers, then the right workflow or a person.

Serves: Owner-operators, carriers, fleets, freight brokers, 3PL, warehousing and transportation services. Eligibility depends on the specific business, products, jurisdiction and the acquiring program — nothing on this page is an approval.