AltirasPay
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A nurse in scrubs in a bright clinic

Next Gen AI-Driven Payment Solutions for Healthcare & Wellness

Payment solutions for medical and dental practices, med spas and wellness studios — copays, balances, memberships and payment plans.

Get a Payment Solution Ask Pyper

Solutions for Healthcare & Wellness

An AI-driven payment platform built for healthcare and wellness.

  • Patient Payments
  • Text-to-Pay Balances
  • Memberships & Plans
  • HSA / FSA Cards
  • Practice Software
  • Hands-On Support

Built for Healthcare & Wellness

Simpler Payments for Patients and Practices.

Get a custom payment stack, underwriting guidance, and hands-on support for your front desk and billing.

  • AI-Driven Payment Processing
  • Underwriting Guidance
  • Customized Software & Stacks
  • Hands-On, Expert Support

Meet Pyper

Your Practice Payments Guide.

Ask Pyper about patient balances, memberships, HSA and FSA cards, and the right setup for your practice.

Ask Pyper
The product suite

Four products. One healthcare payment stack.

Each piece can stand alone or work together — designed with you and placed with eligible partners.

How it works

From first call to first settlement.

  1. 1

    Tell us how you sell

    Share how your healthcare customers pay today and what isn't working.

  2. 2

    Map the money flow

    We trace every handoff, from first deposit to final settlement.

  3. 3

    Prepare the file

    We organize the documents and narrative an acquiring partner will review.

  4. 4

    Partner review

    An independent bank or processor reviews. Approval and terms are theirs.

  5. 5

    Launch and reconcile

    Go live with the agreed setup, software and reporting, and keep refining.

How money moves

Built around your real transaction flow.

From first commitment to final settlement, each stage affects timing, evidence and risk.

  1. 01Store the card at booking
  2. 02Collect at the visit
  3. 03Bill the balance or plan
  4. 04Reconcile to the account

Payment methods shown are illustrative and depend on partner approval and product eligibility.

What we help you solve

Solutions shaped for Healthcare

Build My Payment Solution
Prepare for underwriting

The documents that tell your story.

  • Practice license and provider information
  • Service list and pricing
  • Refund and membership terms
  • Bank and processing statements

A specific acquirer may ask for more or different documents. Submitting a file is not an approval.

Full requirements
Meet Pyper

Questions about Healthcare payments?

Ask Pyper about how these payment flows work and which documents an independent processing partner may need.
Ask Pyper

Important: AltirasPay is not the bank

We design, document and connect. Independent acquiring banks and processors make the underwriting decision and set pricing, reserves, funding and which payment methods are available for your business.

Why it matters

Patients Should Pay as Easily as They Book.

Clinics, dental and specialty practices, med spas and wellness studios collect at the desk, after insurance, on membership and over a treatment plan.

We help structure each of those so collections are simpler for patients and for the front desk.

Collections happen at the desk, after insurance, monthly and over treatment plans, and each needs its own workflow and record.

What goes wrong today

Where healthcare & wellness payments break.

  • 01

    Patient balances wait on paper statements and phone calls.

  • 02

    Memberships and plans are billed by hand.

  • 03

    Elective services get extra review without a clear file.

What would you like to fix?
Patient balances sit unpaid for months
Add text and email pay links ↓
Memberships and plans are billed by hand
Automate recurring billing ↓
HSA and FSA cards get declined
Review the card acceptance setup ↓
Med spa or wellness services are hard to place
Prepare a clear merchant file ↓
Follow the transaction

The full money movement.

The goal is to understand every handoff before choosing products and providers.

HOW THE MONEY MOVES
CHOOSE A TRANSACTION TYPE
  1. 01
    Appointment Booked
  2. 02
    Card on File
  3. 03
    Check-In Copay
  4. 04
    Visit
  5. 05
    Insurance Adjudication
  6. 06
    Balance Statement
  7. 07
    Payment + Reconciliation
What AltirasPay can help do

Beyond a merchant account.

A possible payment strategy for this industry — designed with you, documented for the bank, and connected to eligible partners.

  • Payment flow & methods

    Map desk, post-visit, recurring and plan payments.

  • Merchant file & narrative

    Connect payments to scheduling and practice software where available.

  • Partners & technology

    Add text and email pay links for balances.

  • Risk & reconciliation

    Document services, practitioners and refund terms.

Patient Balance Collection

Text and email payment links and online statements, so patients can pay a balance without calling the office.

Memberships & Payment Plans

Recurring billing for memberships and agreed payment plans, with stored cards and clear receipts.

  • Monthly memberships
  • Treatment plans
  • Packages
  • Prepaid series

HSA / FSA Acceptance

Set up acceptance so eligible health spending cards can be used where the provider and the services qualify.

Elective & Wellness Services

Med spas, aesthetics, IV therapy and wellness programs often get closer review. We document the services, practitioners and refund terms so the file reads clearly.

Practice Software Connections

Connect payments to your scheduling and practice management software where integrations are available, keeping card data out of clinical records.

SCHEDULING→CHECK-IN→PAYMENT→PRACTICE SOFTWARE
Your payment architecture

How the pieces connect.

  1. PATIENT
  2. SCHEDULING / PRACTICE SOFTWARE
  3. PAYMENT GATEWAY
  4. ACQUIRING PARTNER
  5. SETTLEMENT
Running alongside
CARD ON FILE
RECURRING BILLING
TEXT-TO-PAY
HSA / FSA CARDS
PAYMENT PLANS
RECONCILIATION

AltirasPay is not the acquiring bank, the processor, the gateway or the payout institution. Final underwriting, pricing, approval, supported transaction types and rail availability remain with the acquiring bank and payment provider.

Need custom software or integration work? We can scope a payment-connected solution alongside eligible acquiring options.

Build My Payment Stack
Your questions

Let's talk about what is possible.

Can patients use HSA and FSA cards?

Eligible health spending cards can usually be accepted for qualifying services; your merchant category and the card program decide eligibility.

Do med spas and wellness clinics get treated differently?

Some elective and wellness services get closer review. A clear description of services, practitioners and refund terms helps the acquiring partner understand the business.

Industry guides

Go deeper into healthcare & wellness

Declined account Processing costs Underwriting requirements
Your next step

Tell Us How Patients Pay Today.

At the desk, after insurance, monthly or over a plan. That mix decides the structure.

Build My Practice Payment SetupStart the application with your industry already selected.Build My SolutionChoose the payment problem and see a starting stack.Check My StatementUpload a processor statement for a cost breakdown.Ask PyperPlain-English answers, then the right workflow or a person.

Serves: Medical and dental practices, chiropractors, physical therapy, med spas, and wellness and fitness studios. Eligibility depends on the specific business, products, jurisdiction and the acquiring program — nothing on this page is an approval.

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25+ Yearsof Payment Processing Experience

Experience with complex merchants. Solutions tailored to how your business operates.