AltirasPay
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Charter broker reviewing a booking on a tablet with a couple at a marina

Next Gen AI-Driven Payment Solutions for Yachting & Marine

Secure, flexible, and luxury-grade payment solutions for yacht charter, marinas, boat sales, service providers, and marine operators.

Get a Payment Solution Ask Pyper

Solutions for Yachting & Marine

A complete, AI-driven payment platform for the yachting and marine industry.

  • Charter Deposits
  • Marina Payments
  • Recurring Services
  • Invoicing & Billing
  • Reporting & Analytics
  • White-Glove Support

A Marine Payment Partner

Designed for the Yachting Lifestyle.

Get a customized payment stack, underwriting guidance, and hands-on support for your marine business.

  • AI-Driven Payment Processing
  • Customized Software & Portals
  • Risk Controls & Fraud Tools
  • Tailored Workflows & Reporting

Meet Pyper

Your Marine Payments Expert.

Get fast, clear answers about charter payments, marina billing, custom portals, and the best fit for your operation.

Ask Pyper
The product suite

Four products. One marine payment stack.

Each piece can stand alone or work together — designed with you and placed with eligible partners.

How it works

From first call to first settlement.

  1. 1

    Tell us how you sell

    Share how your marine customers pay today and what isn't working.

  2. 2

    Map the money flow

    We trace every handoff, from first deposit to final settlement.

  3. 3

    Prepare the file

    We organize the documents and narrative an acquiring partner will review.

  4. 4

    Partner review

    An independent bank or processor reviews. Approval and terms are theirs.

  5. 5

    Launch and reconcile

    Go live with the agreed setup, software and reporting, and keep refining.

How money moves

Built around your real transaction flow.

From first commitment to final settlement, each stage affects timing, evidence and risk.

  1. 01Reserve a voyage
  2. 02Collect deposit
  3. 03Confirm charter
  4. 04Reconcile final balance

Payment methods shown are illustrative and depend on partner approval and product eligibility.

What we help you solve

Solutions shaped for Marine

Build My Payment Solution
Prepare for underwriting

The documents that tell your story.

  • Charter contracts
  • Cancellation / refund terms
  • Booking schedule
  • Delivery and voyage evidence

A specific acquirer may ask for more or different documents. Submitting a file is not an approval.

Full requirements
Meet Pyper

Questions about Marine payments?

Ask Pyper about how these payment flows work and which documents an independent processing partner may need.
Ask Pyper

Important: AltirasPay is not the bank

We design, document and connect. Independent acquiring banks and processors make the underwriting decision and set pricing, reserves, funding and which payment methods are available for your business.

Why it matters

Deposits Today. Charter Balance Tomorrow. Six-Figure Settlement Next Month.

Marine businesses do not have one payment type.

AltirasPay helps separate charter deposits, brokerage transactions, provisioning, marina charges and large vessel settlement into the rails that make sense for each.

The payment for a future charter arrives before the trip. Customer changes, weather, cancellations, deposits, and large balances need clear evidence and terms.

What goes wrong today

Where yachting, marine & luxury charter payments break.

  • 01

    Manual deposits and balances are difficult to reconcile.

  • 02

    Cancellations can turn into avoidable disputes.

  • 03

    High-value settlements require alternatives to simple card checkout.

What would you like to fix?
One booking is bigger than my monthly limit
Split the rails by transaction ↓
Deposits get disputed after a cancellation
Document the deposit terms ↓
International guests cannot pay cleanly
Review the cross-border setup ↓
Brokerage money flow confuses underwriters
Map buyer to escrow to seller ↓
Follow the transaction

The full money movement.

The goal is to understand every handoff before choosing products and providers.

HOW THE MONEY MOVES
CHOOSE YOUR TRANSACTION
  1. 01
    Reservation
  2. 02
    Deposit
  3. 03
    Contract
  4. 04
    Provisioning
  5. 05
    Balance
  6. 06
    Charter
  7. 07
    Final Charges
What AltirasPay can help do

Beyond a merchant account.

A possible payment strategy for this industry — designed with you, documented for the bank, and connected to eligible partners.

  • Payment flow & methods

    Define booking-to-balance payment scheduling.

  • Merchant file & narrative

    Design payment links, invoices and eligible rails.

  • Partners & technology

    Prepare charter evidence and cancellation workflows.

  • Risk & reconciliation

    Reconcile vessels, charters and merchant reporting.

Charter Deposits

Card acceptance for booking deposits with clear deposit and cancellation documentation, acknowledged at the time of booking rather than buried in terms nobody opened.

Large Balance Settlement

Use card, ACH and wire intelligently rather than forcing six-figure transactions onto a single rail. The largest transaction a marine business runs is often larger than the monthly volume its account was sized for.

International Guests

Multi-currency and international payment capabilities through supporting providers, with the screening those transactions bring into scope.

Brokerage

Document the flow of funds clearly, because an underwriter reading a broker as a dealer will price the account wrong.

BUYER→BROKER→ESCROW / SETTLEMENT→SELLER

Marina & Provisioning

Separate smaller operating purchases from large charter settlement. They have different frequencies, different disputes and different economics.

Your payment architecture

How the pieces connect.

  1. GUEST / BUYER
  2. RESERVATION OR CONTRACT
  3. PAYMENT GATEWAY
  4. ACQUIRING / PAYMENT PARTNER
  5. SETTLEMENT
Running alongside
DEPOSIT TERMS
ESCROW
MULTI-CURRENCY
SURVEY / ACCEPTANCE
WIRE
RECURRING MOORAGE

AltirasPay is not the acquiring bank, the processor, the gateway or the payout institution. Final underwriting, pricing, approval, supported transaction types and rail availability remain with the acquiring bank and payment provider.

Need custom software or integration work? We can scope a payment-connected solution alongside eligible acquiring options.

Build My Payment Stack
Your questions

Let's talk about what is possible.

Can my charter business accept deposits?

Often yes, subject to underwriting. Deposit timing and service delivery need to be documented.

Can we support international charter customers?

Potentially, subject to sponsor-bank, acquirer, card-brand and sanctions requirements. We evaluate the geography with the partner.

Industry guides

Go deeper into yachting, marine & luxury charter

Declined account Processing costs Underwriting requirements Chargebacks & disputes High-ticket payments
Your next step

Tell Us What Your Largest Single Transaction Looks Like.

Charter, brokerage and marina revenue rarely belong on the same rail, and the structure follows from where the big numbers sit.

Build My Marine Money FlowStart the application with your industry already selected.Build My SolutionChoose the payment problem and see a starting stack.Check My StatementUpload a processor statement for a cost breakdown.Ask PyperPlain-English answers, then the right workflow or a person.

Serves: Yacht charter, yacht sales, marine services, operators, brokers and marketplaces. Eligibility depends on the specific business, products, jurisdiction and the acquiring program — nothing on this page is an approval.

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25+ Yearsof Payment Processing Experience

Experience with complex merchants. Solutions tailored to how your business operates.