AltirasPay
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A contractor in a hard hat and safety vest on a job site

Next Gen AI-Driven Payment Solutions for Heavy Equipment

Payment solutions for equipment dealers, rental yards, contractors, and service shops — deposits, rentals, parts, and service in one stack.

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Solutions for Heavy Equipment

An AI-driven payment platform built for equipment sales, rental, and service.

  • Equipment Sales
  • High-Ticket Deposits
  • Rental & Recurring Billing
  • Parts & Service
  • ACH / Card Options
  • Reporting & Analytics

Built for Equipment & Contractors

Payments Built for the Job Site.

Get a custom payment stack, underwriting guidance, and hands-on support for sales, rentals, and service.

  • AI-Driven Payment Processing
  • Underwriting Guidance
  • Customized Software & Stacks
  • Hands-On, Expert Support

Meet Pyper

Your Equipment Payments Guide.

Ask Pyper about deposits, rental billing, service payments, and the right setup for your dealership or yard.

Ask Pyper
The product suite

Four products. One equipment payment stack.

Each piece can stand alone or work together — designed with you and placed with eligible partners.

How it works

From first call to first settlement.

  1. 1

    Tell us how you sell

    Share how your equipment customers pay today and what isn't working.

  2. 2

    Map the money flow

    We trace every handoff, from first deposit to final settlement.

  3. 3

    Prepare the file

    We organize the documents and narrative an acquiring partner will review.

  4. 4

    Partner review

    An independent bank or processor reviews. Approval and terms are theirs.

  5. 5

    Launch and reconcile

    Go live with the agreed setup, software and reporting, and keep refining.

How money moves

Built around your real transaction flow.

From first commitment to final settlement, each stage affects timing, evidence and risk.

  1. 01Quote equipment
  2. 02Collect deposit
  3. 03Deliver / inspect
  4. 04Settle final invoice

Payment methods shown are illustrative and depend on partner approval and product eligibility.

What we help you solve

Solutions shaped for Equipment

Build My Payment Solution
Prepare for underwriting

The documents that tell your story.

  • Equipment contracts and invoices
  • Ticket sizes and settlement history
  • Delivery and warranty terms
  • Customer and ownership records

A specific acquirer may ask for more or different documents. Submitting a file is not an approval.

Full requirements
Meet Pyper

Questions about Equipment payments?

Ask Pyper about how these payment flows work and which documents an independent processing partner may need.
Ask Pyper

Important: AltirasPay is not the bank

We design, document and connect. Independent acquiring banks and processors make the underwriting decision and set pricing, reserves, funding and which payment methods are available for your business.

Why it matters

Sell It. Rent It. Service It. Get Paid for All Three.

An equipment company may process a $150,000 machine sale in the morning and a $600 repair invoice that afternoon.

Those should not be treated as identical transactions.

Sales, rentals and service tickets can vary wildly in size, timing and refund exposure.

What goes wrong today

Where heavy equipment & industrial machinery payments break.

  • 01

    High-ticket authorization limits may not match invoice size.

  • 02

    Deposits and completion payments are not cleanly linked.

  • 03

    Service and equipment sales use different risk profiles.

What would you like to fix?
Big sales and small invoices share one rate
Price the three streams separately ↓
Rental billing is manual every month
Structure recurring billing ↓
Technicians cannot take payment in the field
Tie payment to the work order ↓
Used equipment gets disputed on condition
Store the delivery evidence ↓
Follow the transaction

The full money movement.

The goal is to understand every handoff before choosing products and providers.

THREE PATHWAYS
SALE

One large transaction, usually better split across rails

  1. 01
    Deposit
  2. 02
    Inspection
  3. 03
    Balance
  4. 04
    Delivery
RENTAL

Recurring revenue with adjustments at the end

  1. 01
    Reservation
  2. 02
    Recurring Rental
  3. 03
    Extension
  4. 04
    Return
  5. 05
    Damage Adjustment
PARTS + SERVICE

Steady commercial-card volume where Level 3 applies

  1. 01
    Work Order
  2. 02
    Parts
  3. 03
    Labor
  4. 04
    Invoice
  5. 05
    Payment
What AltirasPay can help do

Beyond a merchant account.

A possible payment strategy for this industry — designed with you, documented for the bank, and connected to eligible partners.

  • Payment flow & methods

    Separate retail, rental and service payment use cases.

  • Merchant file & narrative

    Explore payment methods by transaction size.

  • Partners & technology

    Connect invoices and customer financing handoffs where available.

  • Risk & reconciliation

    Design evidence for delivery, rental return and disputes.

Equipment Deposits

Accept appropriate deposits electronically while moving larger final settlement to card, ACH or wire depending on the transaction. Interchange on a six-figure machine is rarely proportional to the margin on it.

Rental Billing

Rental is recurring revenue and should be billed like it.

  • Recurring rental
  • Extensions
  • Deposits
  • Authorized adjustments
  • Final billing

Field Service

Technicians can generate payment requests tied to the work order, so the invoice does not wait for someone to get back to an office.

Parts & Service

Commercial-card optimization and purchasing-card data where appropriate. This is the steady stream, and it is usually the one leaking money.

Equipment Delivery Evidence

Store the record that answers a condition dispute months later.

INSPECTION→PHOTOS→SERIAL NUMBER→ACCEPTANCE→DELIVERY
Your payment architecture

How the pieces connect.

  1. CUSTOMER
  2. SALE / RENTAL / SERVICE
  3. PAYMENT GATEWAY
  4. ACQUIRING PARTNER
  5. SETTLEMENT
Running alongside
DEPOSIT HOLD
RECURRING BILLING
LEVEL 2 / 3 DATA
WORK ORDER
INSPECTION RECORD
ACH / WIRE

AltirasPay is not the acquiring bank, the processor, the gateway or the payout institution. Final underwriting, pricing, approval, supported transaction types and rail availability remain with the acquiring bank and payment provider.

Need custom software or integration work? We can scope a payment-connected solution alongside eligible acquiring options.

Build My Payment Stack
Your questions

Let's talk about what is possible.

Can buyers pay part of a machine purchase by card?

Potentially, subject to merchant and transaction limits. We can help structure the question for partner review.

What about rentals and security deposits?

Rental reserves, deposits, delayed charges and refunds must be explained to the acquirer and supported by the platform.

Industry guides

Go deeper into heavy equipment & industrial machinery

Declined account Processing costs Underwriting requirements Chargebacks & disputes High-ticket payments
Your next step

Tell Us Your Three Ticket Sizes.

The largest sale, the monthly rental and the average service invoice. Those three numbers decide the structure.

Build My Equipment Payment SystemStart the application with your industry already selected.Build My SolutionChoose the payment problem and see a starting stack.Check My StatementUpload a processor statement for a cost breakdown.Ask PyperPlain-English answers, then the right workflow or a person.

Serves: Industrial machinery dealers, equipment rental, repair shops and commercial distributors. Eligibility depends on the specific business, products, jurisdiction and the acquiring program — nothing on this page is an approval.

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Explore what else we can build.

Every industry has a different payment story. Find the one closest to yours.

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25+ Yearsof Payment Processing Experience

Experience with complex merchants. Solutions tailored to how your business operates.