AltirasPay
BUILD MY PAYMENT STACK

Your payments are an architecture, not a checkout page.

Money comes in one way, sits somewhere in the middle, and settles another. What that looks like depends entirely on what you sell — a $10,000 deposit against a charter and a $600 repair invoice are not the same transaction, and an account built for one handles the other badly.

Find your industry below. Each shows the flow we build around, and applying from there tells us which one you are before you type anything.

iGaming & Sweepstakes

Players load value, play, redeem and get paid — and every dollar has to reconcile.

PLAYER MONEY MOVEMENT
PAY IN
Cards · ACH · Alternative Methods
PLAY
Player Ledger · KYC · Geo Controls
PAY OUT
ACH · Push-to-Card · Approved Payout Rails
Private Aviation & Aircraft Services

A $10,000 card deposit and a $90,000 wire are not the same transaction.

HIGH-TICKET PAYMENT ARCHITECTURE
BOOKING
Card Deposit
PRE-FLIGHT
ACH / Wire / Corporate Card
OPERATIONS
Fuel · Maintenance · FBO Payments
Yachting, Marine & Luxury Charter

Deposits today, charter balance tomorrow, six-figure settlement next month.

SEPARATING THE RAILS
RESERVE
Card Deposit · Contract
PREPARE
Provisioning · Marina · Crew
SETTLE
Balance · Wire · Final Charges
Trucking, Fleet & Logistics

Fuel goes out today, the invoice gets paid in six weeks. Payments are cash flow.

LOAD TO CASH
OUT
Fuel · Driver Pay · Expenses
DELIVER
BOL · POD · Accessorials
IN
Invoice · Card / ACH · Factoring
Oil, Gas & Energy Services

You do not sell products through a cart. You sell jobs, equipment time and field services.

JOB TO CASH
WORK
Work Order · Field Service
PROVE
Field Ticket · Customer Approval
COLLECT
Invoice · Card / ACH / Wire
Industrial Chemicals & Specialty Materials

The product, the buyer and the documentation all matter before the card does.

PRODUCT TO PAYMENT
CLASSIFY
Product · SDS · COA
QUALIFY
Buyer Validation · Screening
TRANSACT
PO · Card / ACH · Shipment
Firearms & Tactical

Products, destinations, age rules and transfer paths all differ. Checkout has to know.

COMPLIANCE-AWARE COMMERCE
ELIGIBILITY
Age · Item Rules · Destination
TRANSFER
Licensed Destination · Counter
EVIDENCE
Audit Record · Fulfillment Proof
Heavy Equipment & Industrial Machinery

A $150,000 machine in the morning and a $600 repair invoice that afternoon.

THREE TRANSACTION TYPES, ONE ACCOUNT
SALE
Deposit · Inspection · Balance
RENTAL
Recurring · Extensions · Damage
SERVICE
Work Order · Parts · Labor
Luxury & Exotic Automotive

The card does not need to pay for the whole Ferrari. It needs to secure it.

SECURE IT, THEN SETTLE IT
SECURE
Card Deposit · Buyer Verified
DOCUMENT
Purchase Agreement · VIN
SETTLE
ACH · Wire · Delivery Evidence
Jewelry, Diamonds & Precious Metals

High value, easy resale, remote buyers and thin margins on bullion.

FRAUD AND MARGIN TOGETHER
SCREEN
AVS · CVV · 3-D Secure · Device
DECIDE
Manual Review Thresholds
PROVE
Insured Shipment · Signature
Aerospace, Defense & Precision Manufacturing

Your customers already hand you better payment data. Most merchants never send it.

STRUCTURED PROCUREMENT
ORDER
Purchase Order · Production
BILL
Invoice · Government / Corporate Card
OPTIMIZE
Level 3 Data · Reconciliation
B2B Wholesale, Manufacturing & Distribution

Your customer should not have to call accounting every time they want to pay.

RECEIVABLES AS A PAYMENT NETWORK
ORDER
Customer Account · PO
INVOICE
Portal · Card / ACH
RECONCILE
ERP · Statuses · History

Not on the list?

These are the twelve we have written up, not the twelve we work with. If your business does not fit any of them neatly, that is usually a reason to talk rather than a reason not to — the unusual ones are the point.

Applying does not commit you to anything and is not an approval. The acquiring bank decides placement, pricing and terms — we build the file and tell you honestly what it is likely to meet.