AltirasPay
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A hotel front desk agent at reception

Next Gen AI-Driven Payment Solutions for Travel & Hospitality

Payment solutions for hotels, resorts, vacation rentals and tour operators — deposits, card on file, folios and refunds that follow the booking.

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Solutions for Travel & Hospitality

An AI-driven payment platform built for travel and hospitality.

  • Booking Deposits
  • Card on File & Holds
  • International Guests
  • Seasonal Volume
  • Dispute Evidence
  • Reporting & Analytics

Built for Travel & Hospitality

Payments That Follow the Guest Journey.

Get a custom payment stack, underwriting guidance, and hands-on support from booking to checkout.

  • AI-Driven Payment Processing
  • Underwriting Guidance
  • Customized Software & Stacks
  • Hands-On, Expert Support

Meet Pyper

Your Hospitality Payments Guide.

Ask Pyper about deposits, cancellations, international guests, and the right setup for your property.

Ask Pyper
The product suite

Four products. One travel payment stack.

Each piece can stand alone or work together — designed with you and placed with eligible partners.

How it works

From first call to first settlement.

  1. 1

    Tell us how you sell

    Share how your travel customers pay today and what isn't working.

  2. 2

    Map the money flow

    We trace every handoff, from first deposit to final settlement.

  3. 3

    Prepare the file

    We organize the documents and narrative an acquiring partner will review.

  4. 4

    Partner review

    An independent bank or processor reviews. Approval and terms are theirs.

  5. 5

    Launch and reconcile

    Go live with the agreed setup, software and reporting, and keep refining.

How money moves

Built around your real transaction flow.

From first commitment to final settlement, each stage affects timing, evidence and risk.

  1. 01Take the booking deposit
  2. 02Hold the card
  3. 03Settle the final folio
  4. 04Handle refunds and disputes

Payment methods shown are illustrative and depend on partner approval and product eligibility.

What we help you solve

Solutions shaped for Travel

Build My Payment Solution
Prepare for underwriting

The documents that tell your story.

  • Booking and cancellation policies
  • Average stay value and booking window
  • Seasonal volume history
  • Bank and processing statements

A specific acquirer may ask for more or different documents. Submitting a file is not an approval.

Full requirements
Meet Pyper

Questions about Travel payments?

Ask Pyper about how these payment flows work and which documents an independent processing partner may need.
Ask Pyper

Important: AltirasPay is not the bank

We design, document and connect. Independent acquiring banks and processors make the underwriting decision and set pricing, reserves, funding and which payment methods are available for your business.

Why it matters

Guests Pay Today for a Stay That Happens Next Season.

Hotels, resorts, tour operators and vacation rentals take money long before the service is delivered, then adjust it at check-in, during the stay and at checkout.

We help structure each of those moments so the payment matches the booking.

Future delivery is what acquirers watch: money is collected for a stay or trip that has not happened yet, and refunds and disputes can arrive long after the sale.

What goes wrong today

Where travel & hospitality payments break.

  • 01

    Deposits, folios and refunds live in different systems.

  • 02

    Booking windows and seasonality are not explained to the acquirer.

  • 03

    Cancellation evidence is missing when a dispute arrives.

What would you like to fix?
Chargebacks arrive months after the stay
Store the booking and stay evidence ↓
Deposits and final folios don't reconcile
Link deposit, folio and checkout ↓
Seasonal volume trips processor limits
Document the season up front ↓
International guests get declined
Review the cross-border setup ↓
Follow the transaction

The full money movement.

The goal is to understand every handoff before choosing products and providers.

HOW THE MONEY MOVES
CHOOSE A TRANSACTION TYPE
  1. 01
    Guest Books
  2. 02
    Deposit or Pre-Authorization
  3. 03
    Confirmation
  4. 04
    Check-In Authorization
  5. 05
    Incidentals
  6. 06
    Checkout Folio
  7. 07
    Settlement + Reconciliation
What AltirasPay can help do

Beyond a merchant account.

A possible payment strategy for this industry — designed with you, documented for the bank, and connected to eligible partners.

  • Payment flow & methods

    Map deposit, pre-authorization and final folio timing.

  • Merchant file & narrative

    Document booking window, seasonality and cancellation terms.

  • Partners & technology

    Coordinate PMS, booking engine and gateway connections.

  • Risk & reconciliation

    Define refund, dispute and reconciliation handoffs.

Deposit & Folio Structure

Take the booking deposit, hold the card for incidentals and settle the final folio as linked records, so the deposit, the stay and the refund all point to the same reservation.

Stay Evidence

Keep the record that answers a dispute that arrives months after checkout.

BOOKING TERMS→CONFIRMATION→CHECK-IN→FOLIO→CHECKOUT

Seasonal Capacity

Peak season can look like a volume spike to an acquirer. Documenting your booking window and seasonal history up front helps the partner set limits that fit the calendar.

International Guests

Support the workflows foreign-issued cards need.

  • Multi-currency acceptance where available
  • Cross-border card review
  • Address and identity checks
  • Clear descriptors for guests abroad

Channel & OTA Reconciliation

Direct bookings, travel agents and online travel agencies pay on different schedules. We help match each payout to the booking it came from.

Your payment architecture

How the pieces connect.

  1. GUEST
  2. BOOKING ENGINE / PMS
  3. PAYMENT GATEWAY
  4. ACQUIRING / PAYMENT PARTNER
  5. SETTLEMENT
Running alongside
DEPOSIT HOLD
TOKENIZED CARD ON FILE
MULTI-CURRENCY
CANCELLATION RECORD
OTA / CHANNEL DATA
RECONCILIATION

AltirasPay is not the acquiring bank, the processor, the gateway or the payout institution. Final underwriting, pricing, approval, supported transaction types and rail availability remain with the acquiring bank and payment provider.

Need custom software or integration work? We can scope a payment-connected solution alongside eligible acquiring options.

Build My Payment Stack
Your questions

Let's talk about what is possible.

Do acquirers treat advance bookings differently?

Often, yes. Money collected for future delivery can lead to reserve or delayed-funding conditions set by the acquiring partner. A clear booking-window history helps the review.

Can we keep a card on file for incidentals?

Card on file and pre-authorization are common in hospitality, subject to card-network rules and what your gateway and processor support.

Industry guides

Go deeper into travel, resorts & hospitality

Declined account Processing costs Underwriting requirements
Your next step

Show Us How Far Ahead Guests Book.

Booking window, average stay value and cancellation terms decide more about the right structure than anything else on an application.

Build My Hospitality Payment SetupStart the application with your industry already selected.Build My SolutionChoose the payment problem and see a starting stack.Check My StatementUpload a processor statement for a cost breakdown.Ask PyperPlain-English answers, then the right workflow or a person.

Serves: Hotels, resorts, vacation rentals, tour and activity operators, and travel agencies. Eligibility depends on the specific business, products, jurisdiction and the acquiring program — nothing on this page is an approval.

Explore more industries

Explore what else we can build.

Every industry has a different payment story. Find the one closest to yours.

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Healthcare & Wellness
iGaming & Sweepstakes
Private Aviation — Private Aviation & Aircraft Services
Explore all industries

25+ Yearsof Payment Processing Experience

Experience with complex merchants. Solutions tailored to how your business operates.