Check My Statement: Card Processing Fee Review

Upload your statement

Show us what you’re paying. We’ll show you what we’d change.

Processing statements are deliberately hard to compare. Interchange. Assessments. Basis points. Transaction fees. Downgrades. Monthly fees. Gateway charges. You shouldn’t have to become a payments expert to figure out whether you’re getting a good deal.

QUICK REPORT

MOBILE PHONE REQUIRED*

Have your statement handy?

Attach it, tell us who you are and where to text you, and we'll send a link to the analysis. No account, and we read the business details off the statement.

First name *Last name *

Mobile number *Add an email too if you'd like the report there as well. Use the longer form.Email (optional)

Text me a link to my statement analysis. I agree to receive transactional text messages from AltirasPay at the mobile number I provided, including one-time verification codes, account and security notices, merchant application updates, document requests, underwriting or processor-request notifications, and account-support messages. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help.I have read the Terms and Conditions and the Privacy Policy, and I confirm the statement I am sending contains no full card numbers or cardholder data.

Attach your statement to continue.

The file goes straight into a private store — never an inbox. How we handle documents.

No commitment. No application required. If your current processor is already giving you a strong deal, we’ll tell you that too.

What You’ll Get

A breakdown of processing fees
A comparison of rates and markups
Possible billing or interchange downgrades
An expert explanation of findings
Recommendations grounded in your statement

Ask Pyper

Questions about your statement?

Ask about fees, markups or how to read a line — Pyper explains it in plain English.

Ask Pyper

How It Works: 3 Simple Steps

1
Send your statement
Attach a recent statement above — every page — or use the secure link from the form below.
2
We break it down
We review the statement, pricing structure, processing costs and areas that deserve a closer look.
3
You get the numbers
We’ll show you what we found in understandable dollars and percentages.

You decide what happens next. If there’s a meaningful opportunity, you can talk with AltirasPay about available processing options. If there isn’t, you still walk away knowing more about what you’re paying.

Example findings from a statement analysis

This is what comes back

Your processor may quote one rate while the statement tells a different story. This is a real analysis with the business name, merchant ID, processor and dates removed — every figure exactly as it was calculated, four pages naming each cost line, who sets it, and what can actually move.

First page of a sample AltirasPay statement analysis

Your effective rate
Total cost against total volume — the number that compares two processors honestly.
Pass-through, separated from margin
What the card networks set and nobody discounts, apart from what a processor actually charges.
Named findings, with dollars
Each one says what it is, what it costs a year, and whether it was read from the statement or modeled.
What could realistically move
Capped by what is actually negotiable rather than a percentage of your whole bill.

Open the sample analysis

Want a 10-second gut check first?

Don’t have time to upload a statement yet? Give us two numbers from your latest statement.

Monthly card volumeTotal you ran last monthTotal monthly costEverything they charged youTransactions (optional)Count, if the statement shows it

How do you mostly take payments?

Card present, chip or tap, consumer cards

This quick calculation gives you a starting point. A full statement analysis goes much deeper.

We’re not here to win a math contest

We’re here to see whether we can get you a better processing deal.

AltirasPay works with merchants across traditional, specialty and complex payment environments. That means we’re looking beyond a teaser rate.

What are you processing?
How are you processing it?
What are you paying now?
Is there a better place for the account?

Sometimes the opportunity is pricing. Sometimes it’s the processor. Sometimes it’s the payment setup. Sometimes the merchant already has a good deal.

The statement usually tells us where to start.

Let’s see what you’re really paying

A few details, then a secure link to send the statement. It goes straight into a private store — not into anyone’s inbox.

Frequently Asked Questions

What type of statement can I upload?

A recent merchant processing statement from your current processor — a PDF or photos of every page. Have the statement handy? Every page, including the ones that look like nothing — the fee detail is usually on those.

How do I get the results?

The quick report above is delivered by text message to the mobile number you give, which is why its SMS consent is required. The longer form further down sends you a secure link for the statement instead.

Is there a cost or obligation to get an analysis?

No commitment. No application required. If your current processor is already giving you a strong deal, we’ll tell you that too.

Your statement. Your numbers. Your decision.

No application required to request an analysis. Processing programs and pricing are subject to merchant type, transaction characteristics, processor availability and independent underwriting where applicable.

Check My Statement.