High value. Easy resale. Remote buyers. Thin margins on bullion.
Jewelry and precious metals demand a different fraud and payment strategy.
Layer the controls appropriate to an order that will not be recoverable.
Do not automatically run high-value thin-margin bullion purchases through expensive card rails. Provide appropriate card, ACH and wire choices based on the merchant's approved processing environment.
Offer a higher-touch workflow for unusually large purchases, where a short human step costs less than the loss it prevents.
Connect the record that answers a dispute on goods that are gone.
Where legally applicable, support the merchant's document and audit workflow rather than leaving it disconnected from operations.
AltirasPay is not the acquiring bank, the processor, the gateway or the payout institution. We help work out what needs to happen, what technology is needed, which rails fit, what the bank needs to see and which partners may fit. Final underwriting, pricing, approval, supported transaction types and rail availability remain with the acquiring bank and payment provider.
Bullion and fabricated jewelry rarely belong on the same rail, and the split is where the structure starts.
