Big sales and small invoices share one rate

Price the three streams separately

Industry guide · Rates & Fees

Reduce card processing costs for heavy equipment businesses

A quoted rate tells you almost nothing. Your statement tells you what you actually paid, and which part of it anybody could have changed.

Analyze my statement See the money flow

25+ YEARS

of payment processing
experience

25+ YEARS

of payment processing
experience

Rates & Fees · Heavy Equipment

See the costs behind the quoted rate.

Your effective processing cost is more than a quoted percentage.

01Upload a recent statement
02Separate pass-through and provider charges
03Compare the effective cost structure

What we review

Practical details. Real context.

Compare effective rates by card and channel.
Identify recurring fees and avoidable downgrades.
Review payment mix, average ticket and volume.
Quantify opportunities only after reviewing actual data.

We review statements, transaction mix, card categories, chargebacks, ancillary fees and possible pricing downgrades. The right benchmark depends on the underlying acquiring program.

Heavy Equipment workflow

Know the transaction before the rate.

01Quote equipment
02Collect deposit
03Deliver / inspect
04Settle final invoice

Documentation checklist

Build a complete submission.

Equipment contracts and invoices
Ticket sizes and settlement history
Delivery and warranty terms
Customer and ownership records

AltirasPay prepares and supports the file. The acquiring bank decides approval, pricing and terms.

Meet Pyper

Need help with the details?

Pyper can explain the steps, prepare questions for an expert and help you understand what comes next.

Ask Pyper

THREE TRANSACTION TYPES, ONE ACCOUNT

Where the money actually moves

Cost follows structure. In heavy equipment & industrial machinery the shape of the flow decides most of what you pay, before anyone negotiates a rate.

SALE

Deposit · Inspection · Balance

RENTAL

Recurring · Extensions · Damage

SERVICE

Work Order · Parts · Labor

A statement settles it

We read the statement and separate what the card networks set — which nobody discounts — from what your processor charges, which is the part anyone can actually move. Then we tell you which it is, including when the answer is that your current deal is already keen.

Analyze my statement