Underwriting is not looking for a reason to say no. It is looking for enough evidence to say yes, and most delays are a missing document rather than a decision.
Underwriting is reading a description of this path. The clearer it is, the less there is to ask about.
Running alongside: DEPOSIT HOLD · RECURRING BILLING · LEVEL 2 / 3 DATA · WORK ORDER · INSPECTION RECORD · ACH / WIRE.
Accept appropriate deposits electronically while moving larger final settlement to card, ACH or wire depending on the transaction. Interchange on a six-figure machine is rarely proportional to the margin on it.
Rental is recurring revenue and should be billed like it.
Technicians can generate payment requests tied to the work order, so the invoice does not wait for someone to get back to an office.
Commercial-card optimization and purchasing-card data where appropriate. This is the steady stream, and it is usually the one leaking money.
Store the record that answers a condition dispute months later.
The largest sale, the monthly rental and the average service invoice. Those three numbers decide the structure.
The exact document list depends on the business rather than the industry, so we resolve it against what you tell us instead of sending everyone the same checklist. Sam can give you yours in about a minute.
Applying commits you to nothing and is not an approval. The acquiring bank decides placement, pricing and terms — we build the file and tell you honestly what it is likely to meet.
